Create the Country Home of Your Dreams with a USDA Renovation Loan!

Do you have big dreams of homeownership but lack the funds necessary for a large down payment or have less than perfect credit? USDA Renovation Loans are available for eligible homebuyers to create their perfect home, away from the hustle and bustle of city living!

USDA Renovation Loans offer 100% financing for both the purchase and renovation of eligible properties. If you’re unable to stay in the home, you have the option to also finance up to six months of mortgage payments.

The USDA program is not exclusive to rural and country living. In fact, nearly 97% of American land is USDA-eligible! For more information about USDA loans, read our blog.

Key Features and Benefits of USDA Renovation Loans

• No down payment required
• Unlimited use of gift funds or grants
• No first-time homebuyer requirements
• Available for owner-occupied single-family residences

Examples of Eligible USDA Renovations:

• Removal of safety and health hazards
• Creation of accessibility features
• Repair or installation of water wells and septic systems
• Additions, structural alterations, or reconstruction
• Addition of an attached or detached garage
• Modernizations
• Installation of energy conservation or weatherization features
• Repairs to existing swimming pools, hot tubs, saunas, or accessory dwelling units

_{Rates & Program Availability Subject To Change. Income & Other Restrictions Apply. Properties Must Meet Certain Requirements & Be Located In Eligible Area. Low monthly mortgage insurance.}